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  GOPINATH PATIL PARSIK JANATA SAHAKARI BANK LTD. March 23,  2011  








GOPINATH PATIL PARSIK JANATA SAHAKARI BANK LTD.

Gopinath Patil Parsik Janata Sahakari Bank Ltd. Educational Loan Scheme

COURSES ELIGIBLE:
  • Professional course like engineering, medical, computers ,agriculture, veterinary, craft & designing,management cost accountant, chartered accountant, company secretary, aeronautics, marine engineering etc.
  • Course offered by national institute/ reputed private institution / university.
ELIGIBILITY:
  • The student aspiring to take an education loan should be an Indian national and should have secured admissions for a professional/technical course either through an entrance exam or a merit based selection process.
  • The parent or the guardian of the student should be the co-obligator. In case of a married person, the co-obligator can be either spouse or parents/parents-in-law.
LOAN DETAILS:
Quantum Of Loan -
  • Studies in India :Maximum Rs.10.00 lakhs
  • Studies abroad :Maximum Rs.20.00 lakhs
Margin Of Loan -
  • Upto Rs. 4.00 Lakhs : NIL
  • Above Rs. 4.00 lakhs :Studies in India:5 % Studies Abroad:15 %
Expenses Considered For Loan -
  • Fee payable to College / School / Hostel.
  • Examination / Library / Laboratory fee.
  • Purchase of Books / Equipments / Instruments / Uniforms.
  • Caution Deposit/Building Fund/Refundable Deposit supported by Institution Bills/Receipts.
  • Travel expenses / passage money for studies abroad.
  • Purchase of computers - essential for completion of the course.
  • Any other expense required to complete the course-like study tours,project work,thesis etc.
RATE OF INTEREST:(Updated On 23/03/2011)
  • Upto Rs. 10 Lacs:- @ 10% p.a.
  • Above Rs. 10 Lacs & Upto Rs. 20 Lacs:-@11% p.a
REPAYMENT:
  • Max.120 months, including moratorium period.
SECURITY:
  • Collateral security owned by Parents or Guarantor.
    ´Whole Life´ Insurance Policy on the life of the student, for the amount of loan.
CONTACT DETAILS:
Kalbadevi Branch 30/32, Ramwadi, Prabhu Sunder Co.Op.Hsg. Society, Kalbadevi Road, Purushottam H. Purohit Marg, Mumbai - 400 002. Tel.: 22037080 / 22057080
WEBSITE:http://www.gpparsikbank.com/
 
 
 
 
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