||GOPINATH PATIL PARSIK JANATA SAHAKARI BANK LTD.
||March 23, 2011
GOPINATH PATIL PARSIK JANATA SAHAKARI BANK LTD.
Gopinath Patil Parsik Janata Sahakari Bank Ltd. Educational Loan Scheme
- Professional course like engineering, medical, computers ,agriculture,
veterinary, craft & designing,management cost accountant, chartered accountant,
company secretary, aeronautics, marine engineering etc.
- Course offered by national institute/ reputed private institution / university.
Quantum Of Loan -
- The student aspiring to take an education loan should be an Indian national
and should have secured admissions for a professional/technical course either
through an entrance exam or a merit based selection process.
- The parent or the guardian of the student should be the co-obligator.
In case of a married person, the co-obligator can be either spouse
Margin Of Loan -
- Studies in India :Maximum Rs.10.00 lakhs
- Studies abroad :Maximum Rs.20.00 lakhs
Expenses Considered For Loan -
- Upto Rs. 4.00 Lakhs : NIL
- Above Rs. 4.00 lakhs :Studies in India:5 %
Studies Abroad:15 %
RATE OF INTEREST:(Updated On 23/03/2011)
- Fee payable to College / School / Hostel.
- Examination / Library / Laboratory fee.
- Purchase of Books / Equipments / Instruments / Uniforms.
- Caution Deposit/Building Fund/Refundable Deposit supported by Institution Bills/Receipts.
- Travel expenses / passage money for studies abroad.
- Purchase of computers - essential for completion of the course.
- Any other expense required to complete the course-like study tours,project work,thesis etc.
- Upto Rs. 10 Lacs:- @ 10% p.a.
- Above Rs. 10 Lacs & Upto Rs. 20 Lacs:-@11% p.a
- Max.120 months, including moratorium period.
30/32, Ramwadi, Prabhu Sunder Co.Op.Hsg. Society, Kalbadevi Road,
Purushottam H. Purohit Marg, Mumbai - 400 002.
Tel.: 22037080 / 22057080
- Collateral security owned by Parents or Guarantor.
´Whole Life´ Insurance Policy on the life of the student, for the amount of loan.